The Best Merchant Account Services of 2018

RankServiceRatingMore Info
1Merchant WarehouseIIIIi
Customer Reviews
2Merchant ExpressIIIIi
Customer Reviews
3Charge.comIIII0
Customer Reviews

Click here for more info about the merchant account services that we recommend.


Merchant Warehouse

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  • 4.194.194.194.194.19
  • 4.044.044.044.044.04
  • 4.154.154.154.154.15
  • 4.194.194.194.194.19

Merchante Warehouse reviewsMerchant Warehouse is a merchant account services company specializing in the credit card processing business. Founded in 1998, Merchant Warehouse is the first merchant account services provider to offer credit card processing services on the Internet. Today, the company serves well over 100,000 merchant accounts and processes more than $7 billion in credit-card sales a year. New customers continually join the company at a rate of 30,000 merchants a year. Merchant Warehouse ranks the highest in customer satisfaction and retention rate and is the longest standing member with Better Business Bureau. The company provides merchant customers the lowest price guarantees on both overall processing costs and terminals and software. Account setup is quick and easy with no application and programming fees. (more…)

AlertPay

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  • 2.132.132.132.132.13
  • 2.52.52.52.52.5
  • 2.382.382.382.382.38
  • 1.631.631.631.631.63

AlertPay reviewsAlertPay is a safe and secure payment processor that allows buyers and sellers to send and receive payments around the world. Signing up for a free AlertPay account is a simple process managed on the company’s website. As long as someone has an e-mail address, that person can signup for an AlertPay account to buy, sell and send money to other AlertPay users. Merchants who want to accept credit cards can create special payment buttons that give their customer credit card payment options. When a buyer completes a purchase, AlertPay transfers the money from the cardholder’s account and places it into the seller’s AlertPay account. When an AlertPay customer has money in his or her account, that customer can withdraw it to their bank account or request a check.

AlertPay is now Payza, click here for more info

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E-Commerce Exchange

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  • 4.834.834.834.834.83
  • 4.834.834.834.834.83
  • 4.54.54.54.54.5
  • 4.834.834.834.834.83

E-Commerce Exchange merchant services reviewsE-Commerce Exchange (Ecenow.com) is a firm that provides a full array of merchant services that enable businesses to accept card-based payments. The company serves as a payment processor that takes money from customer credit cards and deposits it into a special merchant bank account. After funds settle, E-Commerce Exchange transfers the money from a merchant’s account into their regular bank account. (more…)

Verotel

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  • 1.51.51.51.51.5
  • 22222
  • 22222
  • 1.51.51.51.51.5

Verotel reviewsVerotel is an international company with headquarters in Amsterdam and free worldwide sales support. The European Union awarded Verotel with official Payment Institute status, marking them as the first high-risk payment processor to receive a PSD license. In addition to credit cards, Verotel merchants accepts online US checks, direct debit for European customers and predetermined flat fees that are charged to the customer’s phone bills (for US and European customers). (more…)

Obtaining a Merchant Account While Having Bad Credit


Merchant account when having bad creditIn today’s commercial business market it appears to be essential to have a merchant account service or other type of commercial ability to receive credit cards online and perform essential financial transactions online. A competitive edge is gained through customer-friendly online financial services. Consumers are more and more depending on the internet for their daily shopping needs and immediate payment is essential for a merchant in order not to lose that sale to a competitor that may have a faster check-out and payment system. If a merchant and company owner however is plagued with poor credit for some unforeseen reason or unavoidable circumstance the company will suffer more if a merchant account is denied because of the owner’s poor credit.

E-Commerce in Today’s Economy

Co-signorA secure payment gateway may be obtained through available means that include using an ACH delay agreement with the banker or perhaps even using a co-signor to bring a good credit rating to the negotiating table with the banking services representative. An ACH delay means that the deposit of processing funds to the bank account involved will be withheld for a few extra days as a guarantee that all the incoming transactions are proper. Using a co-signor means just that and the co-signor will assist with the risk of paying the funds back to the bank in the unfortunate circumstance of their not being enough business income to pay back the funds involved. (more…)

iTransact

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  • No Ratings
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iTransact reviewsiTransact is a payment-acceptance company that provides merchant accounts and related services and equipment to businesses across the U.S. The company was founded in 1994 and since then has been able to provide excellence in service and quality products for almost two decades. iTransact’s services allow both Internet based businesses and brick-and-mortar business to accept payments via an array of different and popular methods, including credit and debit cards, gift cards and electronic checks. Because of the length of time the company has been in the market and their partnership to many credit unions and other trade associations, iTransact has some of the most competitive rates in the market. Integrating a payment gateway, merchant services or new physical terminals is easy and effective thanks to the great service and support that the company has to offer. (more…)

How To: Cut Down Costs of Your Merchant Account


Cut merchant account costsMerchant account services are a wonderful way of building your business. By accepting credit cards, you open up a whole new path for customers to buy your product or services. However, costs from merchant services can run high, therefore diminishing the profits from your sales. There are ways to sign up for an array of benefits from your merchant service account, and the cost can be free or nominal. (more…)

goEmerchant

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  • No Ratings
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goEmerchant reviewsgoEmerchant is a company that is convinced that a merchant account should offer more than just credit card processing. What they offer is a complete e-commerce solution that also includes extra services that might be useful to many business owners. You can opt to have your shopping cart, website hosting, SSL certificate and many other often hard-to-master services and tools provided by goEmerchant. This merchant services has been active since 1995 and has been providing top-notch technology and service ever since. goEmerchant was also one of the first ones to come up with solutions for mobile payments and other technologies that are hot nowadays. (more…)

Charge.com

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  • No Ratings
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Charge.com reviewsCharge.com is a large payment processing company that offers merchant accounts and other services that make it easy for merchants to accept credit card payments. This type of service is essential for any e-commerce business that wants to accept online transactions and helps almost any type of business sell more and improve customer service. Merchant services accounts are often hard for small businesses to get because they often lack the necessary credit history. Charge.com makes the process easier by targeting its products to that type of customer with affordable service plans that have very low startup costs. Charge.com is owned by a larger company called Pipeline Data Processing, so it has access to many resources and processing options that smaller merchant services providers do not have. (more…)

Differences Between Merchant Account Holds, Termination and Freeze


Merchant account withheldA merchant account allows a businessperson to accept payment for goods or services by credit cards. Three types account are available for the merchant to establish. For businesses that do not charge on the spot such as a restaurant or department store a “Retail merchant” account will probably be started. A “MOTO” account is where consumers will buy a product over the phone and the merchant will enter the credit card information manually into a fax or computer. The final account type is the “Internet” account whereby a consumer will buy a service usually computer related and enter his credit card information by himself. Although merchant accounts are very convenient to the merchant as well as the provider there are three plagues which may occasionally occur. (more…)

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